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North Carolina Car Insurance

Here's what you should know...
  • The minimum liability requirements in North Carolina are 30/60/25
  • Researching companies and comparing quotes online will guarnatee you find the best NC auto insurance for you

North Carolina car insurance providers are easy to find. With over 100 different insurance companies throughout the state, many of which sell auto insurance, you have plenty of choices. To find and compare North Carolina auto insurance quotes from many different companies then enter your zip above for a free car insurance comparison!

North Carolina Car Insurance Companies


You can work with top companies like Farmers Insurance, Allstate, American Family, and Progressive. You can also choose to work with the many local and regional companies that offer car insurance in North Carolina. Choose an insurance company based on:

  • Reputation in the insurance community with sites like the Better Business Bureau and AM Best.
  • Policy rates
  • Coverage limits per rates charged (who gives the most coverage for the lowest price)
  • Claims handling
  • Customer service

North Carolina Car Insurance Tips

There are many things to know about NC car insurance, but here are some common tips that will help you in your decision.

  1. Buy North Carolina car insurance that gives good coverage for a good price, not just the cheapest cost.
  2. Check out 3-5 companies and get quotes so that you have an accurate comparison of options.
  3. Always get more insurance when you can. State minimum coverage isn’t always enough.
  4. Ask for discounts. Some companies might overlook them.
  5. Find a NC auto insurance agent that you can trust and understand if you need help choosing.

North Carolina Car Insurance Requirements

The North Carolina Department of Insurance requires car insurance minimums of:

  • $30,000 per person injury coverage
  • $60,000 per accident injury coverage
  • $25,000 per accident property damage coverage

This is higher than many states and generally provides sufficient protection. However, you can always get higher coverage if you choose.

North Carolina Car Insurance Rates


Unfortunately, insurance is very dependent upon personal statistics and factors. Therefore, determining average North Carolina car insurance rates is nearly impossible without getting a quote of your own.

You can find affordable NC car insurance options, but you need to be sure to ask for quotes when you need them. Quotes allow you to see what you can get for your money, and give you that ‘estimate’ that you’re looking for.

Enter your zip below for a free North Carolina car insurance comparison now!

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