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Diamond State Car Insurance Review

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Here's what you need to know...
  • Diamond State Insurance Company is a property and casualty insurer in Arkansas
  • By state law, the company must offer coverage expressed as 25/50/15 for Arkansas residents
  • In addition to car insurance, Diamond State offers homeowner’s, health, and life insurance
Diamond State Insurance Company of Arkansas is a property and casualty insurer licensed in the state of Arkansas and operating as a wholly-owned subsidiary of Diamond Bank.

The company has been in business since 1949, providing personal lines of insurance such as auto and homeowner’s as well as commercial lines, health, life, and bonds.

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Who Is Diamond State?

AdobeStock_61667406-1600x1600As an Arkansas-licensed insurance provider, Diamond State Insurance Company must provide minimum car insurance coverage as mandated by state law.

In Arkansas, the minimum amount of coverage is expressed as 25/50/15.

These three numbers represent, in of the thousands of dollars, for bodily injury, property damage, and uninsured/underinsured drivers coverage, respectively.

That means, for example, Diamond State must provide a policy with a minimum amount of $25,000 coverage for bodily injury.

Diamond State Insurance Company acts as a broker for a long list of nationally-known insurance carriers. Some of the companies they represent include Allstate, Progressive, Safeco, Cornerstone, and American Underwriters.

As a broker, they are able to compare policies from all their underwriters in order to find the best policy at the best price for their individual customers.

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